Troubled homeowners get a lifeline

Tuesday, October 25th, 2011

The government announced a new program to help upside down home owners take advantage of today’s ridiculously low mortgage rates.  If you think the program may be a fit for you, go to our Financing Page and fill out an application to speak w/ Mark Daker at Fidelity Bank. Article below from CNN.com: NEW YORK […]

Atlanta Mortgage Lending Partner – Mark Daker, Fidelity Bank

Friday, June 17th, 2011

At Team Rich Richardson, we try to surround ourselves with the top vendors in each facet of the real estate transaction. We know how important this is to making your home buying or selling experience the best it can possibly be. When buying a home, one of the most important partners is your lender. They […]

Low 15 Year Interest Rate for Mortgages in Georgia

Saturday, June 11th, 2011

It seems unbelievable that you can borrow money to buy a house for less than 4.0% interest.  It’s true, you can. On June 10th, the mortgage interest rates at Fidelity Bank in Georgia were Conventional 30 Yr Fixed  4.375% Conventional 15 Yr Fixed  3.625% FHA Mortgage 30 Yr Fixed  4.250% Those are some low interest rates!  Want […]

First Time Homebuyer Series – Part 2: Loan Prequalification

Wednesday, January 26th, 2011

In Part 1 of our First Time Home Buyer Series, we talked about tracking your spending, saving for a down payment, and making a budget. In this installment, we will look at the next step, Loan Prequalification. What is loan prequalification? In the simplest terms, loan prequalification is the process in which you get pre-approved […]